When Justin Moore and his wife, Bonnie, cut up their credit cards in a show of financial freedom earlier this year, they did it in front of a group of supporters—at church.
Moore, 25, works as an information technology coordinator for a staffing agency in Shelby, N.C., but on Sunday nights he heads back to church to serve as a group coordinator for a local course of Dave Ramsey’s Financial Peace University. Ramsey, an author and radio show host, created the popular 13-week program, which covers getting out of debt, living on a budget, and establishing better money management skills. It’s basically the nuts and bolts of personal finance with a notable twist: The course is biblically based.